Creating A Great Financial Plan

About Me
Creating A Great Financial Plan

When it comes to taking care of your home and family, a huge priority should be taking care of your money. A few years back, we found ourselves really struggling to make ends meet, and I knew that I had to do something in order to make things work. I started cutting back a little at a time, and I was able to find some extra money in the budget to start saving. This blog is all about creating an excellent financial plan and making things work with what you have. I know that these tips helped me, and I am confident they can make a difference for your family.

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Struggling With Debt? Advantages Of Credit Counseling Before Bankruptcy

23 September 2014
 Categories: Finance & Money, Articles

Dealing with financial insecurity, past due accounts and repeated creditor calls can cause significant emotional distress. If you've fallen behind and your current financial situation seems to be beyond what you can salvage on your own, you may want to consider credit counseling before you take the leap into filing for bankruptcy. Here are several things you can expect from working with a credit counselor. You'll Know How Much Money You Actually Owe Read More …

3 Places To Get Cash Loans If You Have Bad Credit

4 September 2014
 Categories: Finance & Money, Articles

Do you need to get a cash loan, but have bad credit? Don't fear. There are places that will work with you regardless of your credit score, sometimes without even checking it. The amount you can borrow and requirements for borrowing it vary depending on the type of service you use. The important thing is that you have a choice in places to go to get cash loans when you really need the money. Read More …

7 Important Tips For Selling Old Gold Jewelry

26 August 2014
 Categories: Finance & Money, Articles

Selling old and broken gold jewelry is a great way to get some extra cash. Thousands of people are attending gold parties, where groups gather together to have their old gold jewelry appraised. A buyer then purchases the items and the party-goers are paid on the spot. But you have to be careful at these parties. In most cases, you aren't getting as much money as you could if you went to another gold buyer. Read More …

Ways To Raise Your Credit Score

22 July 2014
 Categories: Finance & Money, Articles

If you are in the market for a mortgage, a car note, or just about any other type of loan, your credit score is of utmost importance. Most lenders, when considering whether someone is credit-worthy, rely on what is called a FICO score. This score is a number between 300 and 850; the higher your score, the better. This number is calculated using fairly complicated algorithms, but it takes into consideration the types of accounts you have, whether you pay them on time, how long you've had credit, and other factors. Read More …

4 Ways To Get Emergency Cash Even With Bad Credit

21 July 2014
 Categories: Finance & Money, Articles

When you have a good credit score, getting a loan or a credit card is easy because banks and lenders perceive you as a lower risk. But what can a person with bad credit, no savings and no credit cards do for money in a crunch? Approximately 1.4 million Americans fall within the lowest FICO range from 300 to 549, and millions more fall within the poor to fair range of 600 to 699. Read More …